Everyday banking built around your time, not our branches.
New Customer in minutes, track every rupee in real time, and move money without ever waiting in a line.
Everything you need for everyday banking, in one place.
Accounts
Savings and current accounts with zero-balance options and instant statements.
Compare interest ratesSee your EMI before you apply.
Adjust the loan amount, interest rate and tenure to estimate your monthly repayment.
Estimated repayment
Built for people who don't have time to bank.
New Customer without a branch visit
Verify your identity digitally and start banking the same day.
Real-time alerts on every transaction
Know the moment money moves, by SMS, email or app notification.
Freeze a card in one tap
Lost your card? Suspend it instantly and reorder a replacement.
Talk to a person, not a queue
Phone and chat support staffed every day of the week.
What people say about banking with us.
Switched my salary account here mainly for the app. Stayed for how quickly support actually answers.
Got my personal loan approved and disbursed in two days. The EMI calculator matched exactly what I was offered.
Locking my card the night I lost my wallet took ten seconds. That alone was worth switching banks for.
Questions people ask us most.
Most digital savings accounts are ready to use within a few minutes of completing identity verification. A physical debit card typically arrives within 5–7 working days.
Yes. Eligible deposits are insured up to ₹5,00,000 per depositor, covering both principal and interest, in line with standard deposit insurance rules.
Yes. Card lock is instant and reversible from the app or internet banking, so you can pause a card while you look for it and unlock it the moment it turns up.
EMI is calculated using your loan amount, interest rate and tenure on a reducing-balance basis. Use the calculator above for an instant estimate before you apply.
Our helpline is staffed every day from 9:00 to 18:00 IST, and in-app chat is available around the clock for account and card queries.
Your privacy choices matter.
This demo website is connected to the Mahalaxmi consent management application. Your cookie preferences are recorded there when you make a choice.